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- Available only for salaried employees.
- Interest of 10% p.m.
- The maximum amount to be advanced is 60% of the salary received net off overtime.
- Repayable in 1 month.
- Appraisal fee of 1% and a Risk Management fee of 1% are charged.
- Security is own salary.
- Current pay slip.
- Salary must be channeled through FOSA Account for at least 1 month.