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Junior Account
This account enables parents to plan and save for their children’s education through savings accumulation for a long period of time.
Junior Club Account
A member may open an account for each and every child as he wishes. The account name should be in the child’s name and the parent has the sole mandate to operate it.
The minimum monthly saving for each account is ksh 250 mainly through check off but any other mode is also acceptable. Withdrawal from the account is permitted after every four months provided a balance of Kshs 500 is maintained.
Withdrawal before four months are over may be permitted at a charge of Kshs 150 per withdrawal. minimum interest earning balance is Kshs. 5000. The interest rate will be based on amount and time of deposit i.e the higher the amount and the longer the period the higher the rate. Withdrawal fees shall apply as stipulated in the FOSA Tariff Guide. All children with a junior club account will receive a birthday card every year.
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Email: info@kencreamsacco.co.ke
Phone: (254)703-756-350