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We Have Been in Existence Since the Year 2002.

Kencream SACCO Society Limited is a credit and savings society regulated by the SACCO society Regulatory Authority (SASRA) under SACCO Society’s Act 2 No. 14 of 2008. 

The  SACCO was formed in March 2002 by a group of Staff from New KCC mainly to promote thrift among its members by affording them an opportunity for accumulating their savings; and to thereby create a source of funds from which loans can be made to them exclusively for provident and productive purposes, at fair and reasonable rates of interest. 

 In 2014, Kencream SACCO opened membership to employees of other companies, milk farmers, Newkcc suppliers, members of organized groups and the business community. 

Kencream SACCO has registered positive financial growth over the years while its membership which is now drawn from different parts of the country has increased tremendously. Our products and services are developed to enhance the economic welfare of our members largely made up of small and medium-income earners both in the formal and informal sector. 

In 2019, the SACCO responded to members’ banking needs and introduced the Front Office Service Activity (FOSA) to offer basic banking Services to members with an aim of improving the economic and social livelihood of its members.


Who We Are

Kencream SACCO is a licensed deposit taking (DT) SACCO formed to promote thrift among its members by affording them an opportunity for accumulating their savings;


Our Mission

To continuously provide quality and innovative financial services that empower members socially and economically

Our Vision

Our Vision

A member-sensitive financial partner


In an endeavor to realize its vision and mission, KENCREAM SACCO upholds the following core values abbreviated as iCREAM


I- Innovation

Uphold a culture and technology that encourage all Kencream members to share new ideas for product and services development and alignment for continued customer satisfaction.


R- Reliability

Achieve consistency in all aspects of service delivery to all our stakeholders.

Easy to Qualify

A – Accountability

Everyone contributes to the success of Kencream. We are individually and mutually responsible for superior service delivery to all our stakeholders. We are open, honest and transparent in our business processes that fulfil the goals and obligations of Kencream SACCO.


C- Customer Focus

Kencream SACCO strives to enhance speed to action, ease of transacting, responsiveness, consistency of service, and customer empowerment.


E – Empowerment

Kencream will strive to create and sustain conducive work environment that encourages initiative, effective decision-making, and problem solving for a high performing team.


M- Mutual Trust and Respect

We understand and appreciate diversity of all stakeholders. We respect the values, ideas and beliefs of others as well as uphold dignity for all persons.

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