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Email: info@kencreamsacco.co.ke
Phone: 020 3980100 /
(254)703-756-350
Member Car Loan
Loan terms are as follows:
Age limit of vehicle should not be more than 12years ist registered 2005 and after.SACCO financing up to 80% of the valuation of the car.
Must have SACCO comprehensive insurance cover.
Original log book will be security for the loan and jointly registered.
Maximum loan repayment period-48.
The car should for private use and not PSV.
Car must be physically purchased locally.
Insurer is CIC or any other qualified insurer.
Valuation to be done on every year by the SACCO pre qualified valuers before insurance renewal.
Tracking devices must be installed.
The member to take care of legal and valuation costs.
Loan issuance is immediate upon complete documentation.
Multiplication factor 3 times the deposit.
Requirements
Loan application duly filled
Member submit official search from KRA
Valuation report from Automobile association of Kenya(AA Kenya) or regent automobiles certifying the car is in good condition.
2 copies of signed transfer from the applicant
Sales agreement
Latest certified copy of payslip (those on employment), 6 months bank statement certified and stamped(for those not employed)
Copy of ID or valid Kenyan passport
Member must have saved with the SACCO for at least 6 months
Tweeter feeds
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