Kencream SACCO

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Home FOSA LOANS

Back Office Service Activity (BOSA) deals with non-withdrawable savings and allows members to borrow against their savings, at very competitive interest rates.

1. Salary Advance

  • One should channel the salary through FOSA for at least one month.
  • Repayable in one month
  • Security salary.

2. Special Salary Advance

  • One should channel the salary through FOSA for at least one month.
  • Repayable in 3 months
  • Security salary.

3. Salary Jipange Loan

  • One should channel the salary through FOSA for at least 3 months.
  • Repayable in 6 months
  • Security guarantors

4. Non-Check Off Loan

  • One should channel the salary through FOSA for at least one month.
  • Repayment period is within12 months
  • One should be an active BOSA and FOSA member.
  • Security guarantors.
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