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We Have Been in Existence For More Than 20 Years.

Kencream Sacco was formed in March 2002 by a group of Staff from New KCC. The society was formed mainly to promote thrift among its members by affording them an opportunity for accumulating their savings; and to thereby create a source of funds from which loans can be made to them exclusively for provident and productive purposes, at fair and reasonable rates of interest; thereby enabling them to use and control their money for their mutual benefit in order to achieve a solid base for growth, Kencream Sacco has opened membership to other organizations, organized groups and individuals. The society has enjoyed tremendous success. Currently it has over 1,500 individual members with capital base of over 200 million and an annual turnover of over 30 million. The growth is expected to steadily rise with the opening of FOSA and aggressive marketing currently in place.


Who We Are

Kencream SACCO is a licensed deposit taking (DT) SACCO formed to promote thrift among its members by affording them an opportunity for accumulating their savings;


Our Mission

To continuously provide quality and innovative financial services that empower members socially and economically

Our Vision

Our Vision

A member-sensitive financial partner


In an endeavor to realize its vision and mission, KENCREAM SACCO upholds the following core values abbreviated as iCREAM


I- Innovation

Uphold a culture and technology that encourage all Kencream members to share new ideas for product and services development and alignment for continued customer satisfaction.


R- Reliability

Achieve consistency in all aspects of service delivery to all our stakeholders.

Easy to Qualify

A – Accountability

Everyone contributes to the success of Kencream. We are individually and mutually responsible for superior service delivery to all our stakeholders. We are open, honest and transparent in our business processes that fulfil the goals and obligations of Kencream SACCO.


C- Customer Focus

Kencream SACCO strives to enhance speed to action, ease of transacting, responsiveness, consistency of service, and customer empowerment.


E – Empowerment

Kencream will strive to create and sustain conducive work environment that encourages initiative, effective decision-making, and problem solving for a high performing team.


M- Mutual Trust and Respect

We understand and appreciate diversity of all stakeholders. We respect the values, ideas and beliefs of others as well as uphold dignity for all persons.

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